• Access your Savings, Current Accounts, Loans and Credit Cards from anywhere
• Do 36 banking transactions including balance enquiry, mobile/DTH recharge and fund transfer
• Available in English, Gujarati, Hindi, Kannada, Marathi & Tamil
• No internet required to transact
• The app sends SMS to 9971056767 to initiate your request. Standard SMS charges apply
• It’s safe. Works only on your registered mobile number
How to get started:
• Download the app on the device having your mobile number registered with Kotak Mahindra Bank and start using it.
• No registration required. Does not require any password to operate.
• In dual-SIM phones, please make sure you have selected the mobile number registered with Kotak bank in your SMS settings for using this app.
Kotak Bharat Banking App requires the following permissions:
• Contacts: This is required to allow you to fetch mobile number for recharge
• Phone: This is required to let you dial customer contact center
• SMS: This is required to read the response from bank and show it in the app